Residential Lending

What is a Residential Loan?

Investment Purpose vs. Primary Resident Purpose: Unlike federally chartered banks, private capital lenders are supervised by State and Federal regulatory agencies as to what kind of residential real estate loans they are allowed to make. There are two types of residential loans: Investment residential purpose loans and Owner occupied loans. Examples of residential investment purpose loans, or investment purpose loans would be a house purchased for resale at a profit or a single family home, duplex, or fourplex used as a rental property. Owner occupied conventional financing is for the purpose of primary residences. We offer wide ranges of programs in this category. Please contact our professionals at (818) 957-4600 and they will guide you to the appropriate programs pending on the intention you have in acquiring the collateral.

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