Ani’s Money Saving Tips 🙂
Everyone wants to pay less for things. Lowering your monthly bills could allow you to save more money for something you really want like a new home or a vacation or no more student loans. Through simple and easy actions, you can save more money. In 2017, Americans managed to save over three billion dollars just through clipping coupons. Lowering your monthly bills can help make up for tough economic times. According to McKinsey & Company, eighty-one percent of U.S. households had incomes that experienced no growth or falling growth between 2005 and 2014, a period of almost ten years.
To lower your bills, you need to learn how to compare services to see if you may be able to seek out ones that charge lower prices. For utilities, it is important to know that fourteen states have deregulated energy markets. Some states even have deregulated water markets. What this means is that you may have a cheaper alternative to your current water or electric supplier. Just a small saving on your utility bill can translate to a big saving over time. It’s also important to make sure that your home’s energy efficient and uses green technology like Energy-certified LED light bulbs and programmable thermostats which can save you a lot of money as well.
To lower your bills, you need to learn how to compare services to see if you may be able to seek out ones that charge lower prices.
You can usually get a slightly cheaper rate from your cable provider by making them think that you’re going to be switching to another provider. Sometimes cord-cutting, that is just using a streaming service like Netflix or Hulu for TV instead of paying for cable can be a very cost effective measure. This will allow you to only have to pay for internet and your cell phone.
For those looking to save money on their cell phone bills it is important to look at your current plan and see how much of it you are actually using. Most companies provide a breakdown of this information on your account. If you see that you are not meeting the call, text or data limits of your current plan, it may be time to switch plans or even look into another phone service provider.
If you see that you are constantly using more than your plan offers like data or are making too many calls, it may be time to try to cut back. If you are constantly using too much data, try using wifi whenever possible. If you find that you are constantly using all your minutes, try making calls through FaceTime or Skype on Wi-Fi instead. This can help you save a lot of money in the short term and long term – Contact our team for more tips and get the instant financial assistance you need!